Why Choose Financing for Your HVAC Needs?

Finance Your Services Interest-Free With Flame Furnace

Heating, ventilation, and air conditioning (HVAC) system service costs can get expensive quickly. But delaying your service needs due to sticker shock isn’t an option. Detroit families need access to easy, affordable financing solutions to restore total functionality without breaking the bank.

At FLAME Heating, Cooling, Plumbing & Electrical, we are proud to offer upfront, fair pricing with plenty of affordable financing options suitable for virtually any budget.

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Financing

The Benefits of HVAC Service Financing

Heating and cooling financing comes with a host of benefits, including:

Enjoy comfort immediately: Scheduling repairs, maintenance, or a new installation can improve your home or business's comfort. With financing, you can enjoy a warmer winter or a cooler summer without the burden of a hefty upfront investment.
Get a new system when you need it: If it is time for an upgrade, there's no need to wait until your budget allows you to purchase and install a new system. Financing a furnace or AC unit can also help you afford the best model with all the bells and whistles.
Stay on track with your financial goals: Financing your HVAC services can be wise even with a healthy bank balance, especially if you need a new installation. This way, you can maintain financial security — you never know when you'll deal with a sudden expense you can't finance.
Save on your utility bills: If you've seen an increase in your bills without changing your usage habits, a faulty AC or outdated furnace might be the cause. Your property could become more energy-efficient by repairing the problem or installing a new system. With financing, you can spread out your payments while lowering your cooling and heating expenses. These savings may even help you pay off your service.
Improve your credit: Financing your HVAC services, like a new system installation, could actually improve your credit score, too. Making payments on time proves that you're responsible with credit, which lenders love to see.

Our Affordable Financing Options

With so many benefits, FLAME is committed to delivering stress-free, affordable financing solutions to all Detroit-area families. We offer interest-free loans with minimum monthly payments for the following financing terms:

6-Month Financing
12-Month Financing
18-Month Financing

Do you need more time to finance your service? We offer longer terms with low interest rates, starting at just 6.9%, to help meet your requirements.

How to Get Started With HVAC Financing

Whether you need AC or furnace financing, getting started is easy and only requires three steps:

1. Contact our team: To get matched to your ideal financing solution, contact our team online or at (586) 271-8813.

2. Choose your financing plan: We’ll explain our various financing options and help you select a plan that will work best for you.

3. Complete the application process: Our team will guide you through completing the application process and contact you once an approval decision has been made.

Our Trusted Financing Partners

We're proud to offer plenty of solutions through our incredible partners. Find the financing plan you need through any of our providers, including:

Service Finance Company, LLC
Michigan State University Federal Credit Union
Michigan Saves
Lake Michigan Credit Union
True Community Credit Union

Financing FAQs

Here are some of the most frequently asked questions about our financing options.

What Financing Options Do You Offer for HVAC Services?

At FLAME, we offer various financing options for our HVAC services. You can opt for an interest-free loan with easy monthly payments, available in terms of six, 12, or 18 months. If you need more time, we've got your back with extended terms at interest rates starting as low as 6.9%.

Can I Get Financing With Bad Credit?

Because we offer flexible financing options, we can work with you to find the best financing offer regardless of your credit score. Please note that this is subject to credit approval.

What if I Need Additional Repairs That Aren't Covered by Financing?

We try to make our services as affordable as possible, so we also offer discounts for military personnel, veterans, or seniors. You may benefit from our available deals if you don't qualify for one of these categories and need additional repairs that aren't covered.

Finance Your HVAC Needs With Us Today

With over 75 years of experience, FLAME Heating, Cooling, Plumbing & Electrical is one of the most trusted HVAC companies that offers financing. We're here for all your heating and cooling needs in Detroit, MI, and surrounding areas. Our highly professional and skilled technicians will always provide excellent service, respecting your property and time. We know how important a fully functioning HVAC system is, so we often do the job on the same day and provide emergency services.

To finance your HVAC needs with us and access immediate comfort, call 586-271-8813 or contact our team online today!

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